What Are the Benefits of Pub Insurance For My Business

Owning a pub has become an even more challenging task in recent years. A Drink Industry Group of Ireland Report recently stated 108 pubs shut in 2022 and over 2,000 pubs in Ireland have closed since 2005. Covid-19, the cost-of-living crisis and the increase on the price of drink by suppliers has added an extra burden on pub owners.  

With all this upheaval, it’s more important than ever to be prepared for the unexpected and to be able to get things back on track as quickly as possible so that you don’t let down or lose your customers. 

Arachas, as Ireland’s largest nationwide insurance broker, provide market leading insurance for your pub and all its risks, backed by support from expert teams who understand your industry and your requirements. 

Our Pub Insurance Cover Includes: 

1. Public Liability

With the nature of a pub, accidents can be common such as someone falling on a wet floor or cutting themselves on broken glass. These events can easily happen, which means it’s vital to have Public Liability insurance to protect your business against any claims that may arise.

2. Employer's Liability

Your bar staff are the face of your company; a welcoming team are a reason for customers to visit time and time again. It is essential to protect them and to cover your business against any accident or injury that may occur.

3. Contents Insurance

Your assets are key to your pub, so it is essential you have them covered with content insurance. A pool table or jukebox can be a draw to your pub, so if you own any equipment like this, it’s important to protect it against any damage that might occur. Contents insurance can cover you from extreme weather conditions or issues with your equipment such as stolen goods or faulty technology.

4. Business Interruption

This is necessary when your property gets damaged, and your business trade has to stop as a result. It can include broken taps, leaky pipes, or stolen stock. This is a vital cover and can vary depending on the premises and business, so it is essential to talk to a member of our team to get the right cover for you.

5. Property Insurance

If you run a family pub or own the building you will need property insurance. This covers any damage to the structure from vandalism, fires, bad weather or a robbery.

We understand that pubs vary in terms of their offering between late bars, discos and gastropubs. At Arachas, we will work with you to make sure you will get optimal level of coverage to protect your pub. We also offer specialized insurance including cyber, loss of license and much more.

Trust us to look after your insurance, so you can concentrate on looking after your business. Contact us on 015920896 to receive a quote for your pub.